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Products/Items
Charges
Manual
1 Where Employees do not maintain accounts with CIMB Bank RM5 per Drawing Voucher/ Banker's Cheque + RM0.15 stamp duty on Banker's Cheque
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM3 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM3 per item
By Diskette /Tape /Cartridge
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.50 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.50 per item
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
5 Home Loan To foreigners Subject to selected package
6 2nd charge to Government Home Loan NA
7 BizLoan NA
8 BizFlexi RM200 set up fees and monthly service charge of RM10
9 BizXtra NA
10 Flexi Vacant Land Financing Monthly service charge of RM10
All Housing and Business Premises Loans
1 GMTA - CIMB Aviva Insurance Variable charges - one time payment
2 Request for Issuance of Redemption Statement RM50 per request
ASB Financing
1 Documentation Fee RM 60
6 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
7

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
8 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
9

Basic Savings Account 1 (BSA1)
Annual Fee (upon opening of account & subsequently on anniversary dates)

  1. ATM & Over-the-Counter (OTC) transactions
  2. Inter Bank Giro (2 transactions per month)


RM8


Free
RM0.50 per transactions
10

Basic Savings Account 2 (BSA2)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Inter Bank Giro (2 transactions per month)

  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Inter Bank Giro transactions above threshold

No charge

Free
Free
RM0.50 per transactions

RM0.50 per transaction
RM5 per transaction
RM0.50* (promotion ends 31 Dec 2009)

11 Statements Free on a monthly basis
12 Reproduction of Statements for Fixed Deposit Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
13 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
14 Withdrawal of FD; payment by Issuance of Local Demand Draft No commission.
15 Withdrawal of FD; to be credited to customer's account at branches within the same clearing zone No charge.
16 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone No commission.
17 Fixed Deposits under Lien (charged only once if renewal/placement is for the same purpose  the FD was assigned) RM15 per receipt.
18 Banker's Cheque RM2 and stamp duty of RM0.15
19 Demand Draft
i) Local Demand Draft
- Telex / Fax charges
- SWIFT charges

ii) Foreign Demand Draft
FDD denominated in Malaysian Ringgit
FDD denominated in foreign currency less then RM5,000
FDD denominated in foreign currency more then RM5,000
RM2
RM30
RM10


RM2
RM5
no charge
20 Telegraphic Transfer
i) Local Fund Transfer
ii) Foreign Fund Transfer (via Telex / Fax / SWIFT)
- East Malaysia & Singapore
- Indonesia
- All other country
RM5

RM10
RM20
RM30
21 Half yearly service charge RM10
22 Maintenance fee RM5 per month if avearage monthly credit balance falls to below RM1,000 (waived for CIMB Prime Plan customers)
23 Interest charged on debit balance Minimum of RM5 or actual interest charged, whichever is higher
24 Stamp duty on cheques RM0.15 per cheque leaf
25 Stamp duty for third party mandate RM10
26 Service charge for third party mandate RM10
27 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
28 Cheque Books not collected after 30 days RM30 per cheque book
29 Current Account Statement - Free on a monthly basis
- RM20 per month for daily request
- RM10 per month for weekly request
- RM5 per month for fortnightly request
30 Additional / Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
31 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
32 Cheque Return Charges - Insufficient Funds RM100 per cheque
33 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
34 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
35 Cheque Return Charges - Technical Reasons No charge
36 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
37 Commission of Outstation Cheques Purchased No commission
38 Money/Postal Order Deposits No commission
39 Interbranch Online Transactions (IBOT) No charge
40 Interbranch Current Account Cash Withdrawal (for individual account only) RM5 per transaction
41 Transfer of Funds within same branch by Instruction RM5 per transaction
42 Transfer of Funds to another branch by Instruction RM5 per transaction
43 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
44 Transfer of Funds to another Bank by Instruction - By RENTAS Service charge of RM4 per transfer and cable charges of RM2 or RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
45 Interbank Funds Transfer (For Penang & Johore Bahru Branches) RM5 per transfer of funds within the same clearing zone through BNM and cable charges of RM3 or RM6 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
46 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
47 Closing of Current Account (after 3 months of its opening) RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
48 Third Party Cheque Encashment RM2 per cheque
49 Search Fees for Account Opening RM15 (Not applicable to individual and SME businesses)
50 Audit Confirmation (account with facility) RM100 per account per year
51 Audit Confirmation (account without facility) RM50 per account per year
52 Letter of Reference RM30 per letter
53 Account Status Confirmation RM20 per confirmation
54 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20 per certificate/confirmation/statement
55 Referral of Cheques RM20 per cheque
56 Creation of Facility Excess Authorisation (FEAs) - Personal Account RM50 per occasion
57 Creation of Facility Excess Authorisation (FEAs) - SME Account RM100 per occasion
58 Creation of Facility Excess Authorisation (FEAs) - Non-SME Account. RM150 per occasion
59 Review of Overdraft Facilities - Business Accounts RM200 per review
60 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
61 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50 per account
62 Change of Signatories / Conditions RM10 per account per occasion
63 Charges for Despatch of Returned Items (Unpaid Cheques Deposited) RM10 per envelope
64 Dormant Account Activities Fee No charge
65

Basic Current Account 1 (BCA1)
Annual Fee (upon opening of account & subsequently on anniversary dates)

  1. ATM & Over-the-Counter (OTC) transactions
  2. Inter Bank Giro (2 transactions per month)
 
RM8
 
 
Free
RM0.50 per transactions
66

Basic Current Account 2 (BCA2)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Inter Bank Giro (2 transactions per month)
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Inter Bank Giro transactions above threshold
 
No charge


Free
Free
RM0.50 per transactions

RM0.50 per transaction
RM5 per transaction
RM0.50* (put a note below and say promotions end 31 Dec 2009)
67 Half yearly service charge (on account with an average credit balance of less than RM1,000 during the half year) RM10
68 Stamp Duty on Cheque RM0.15 per cheque leaf
69 Statements Free on a monthly basis
70

Bankcard / ATM card

  1. New Card
  2. Replacement of lost/stolen/mishandled card
 
No charge
RM12
71

Closing of Basic Current Account

  1. BCA Closed within 3 months
  2. Dormant Account Closed
 
 
RM20
RM10
By CIMB Biz-Channel
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.00 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.00 per item
73 Annual Fee
Principal
- Platinum Waived For Life
- Gold RM140
- Classic RM70

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
74 Joining Fee No Joining Fee
75 Finance Charges for retail transaction: (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
76 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
77 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
78 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
79 Replacement card RM10 for first time and RM50 for every subsequent replacement.
80 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
81 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International, Visa International or JCB International plus an administrative cost of 1%.
82 Annual Fee Principal
- Platinum RM388
- Gold RM168

Supplementary
- Platinum NIL
- Gold NIL
83 Joining Fee No Joining Fee
84 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
85 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
86 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
87 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only imposed if the minimum payment due is not paid on the third day after the relevant due date.
88 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
89 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
90 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
91 Annual Fee Principal - RM888 (1st year waiver) 

Supplementary - Waived for Life (up to 3 supp)
92 Joining Fee No Joining Fee
93 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
94 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
95 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
96 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
97 Replacement Card Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
98 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cos of 1%.
99 Annual Fee Principal
Platinum - WAIVED FOR LIFE
Gold - WAIVED FOR LIFE
Classic - WAIVED FOR LIFE

Supplementary
Platinum - WAIVED FOR LIFE
Gold - First Year Waiver, Subsequent Year RM70
Classic - First Year Waiver, Subsequent Year RM35
100 Joining Fee No Joining Fee
101 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above

Finance charge for cash transactions is 1.5% per month or 18% per annum.
102 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
103 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
104 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
105 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
106 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
107 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administative cost of 1%.
108 Rebate 2% rebate* for transaction at PETRONAS service station and 0.5% rebate for all other retail transactions.

* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month
109 Annual Fee Principal - Waived For Life
Supplementary - Waived for Life (up to 3 supplementary cards)
110 Joining Fee No Joining Fee
111 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
112 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
113 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
114 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
115 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
116 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
117 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
118 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
119 Half-yearly service charge USD10 or RM equivalent
120 Transaction charges Free
121 Request for Screen Print for Statement of Account RM1 per page
122 Request for Copy of Old Records/Security Documents for period of up to 1 year RM10 (upfront)
RM2 (additional page)
123 Request for Copy of Old Records/Security Documents for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
124 Fax Charges RM1 per page up to a maximum charge of RM10
125 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
126 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
127 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions exceeding 2 years RM200 (upfront)
128 Charges on Cash Deposits RM10 per thousand pieces
129 Photostating Charges for documents requested by customers RM0.50 per page
130 Request for Coins RM5 per bag
131 Coins Deposit by corporate and business customers to account in different clearing zone No commission.
132 Request to Hold Bail Money RM15 per request per account
133 Key Deposit RM150
134 Stamp Duty on SDB Agreement RM10
135 Stamp Duty on Mandate Form RM10
136 Loss of SDB Keys Actual Cost (Borne by Hirer )
137 Breakage Charges Actual Cost (Borne by Hirer )
138 Penalty Charge on Late Payment of SDB Annual Rental (if payment not made within 1 month after due date) RM5
139 Annual Rental RM100 - RM400
140 Transfer to Own Account in Same Clearing Zone No Charge
141 Transfer to Own Account in Different Clearing Zone No commission
142 Transfer to Another Account in Same Clearing Zone RM2
143 Transfer to Another Account in Different Clearing Zone RM2
144 Penalty Charge for Insufficient Funds RM5
145 Transfer of Funds To Another Branch by Instruction RM5 per transaction
146 Closing of Savings Accounts (within 6 months of its opening) RM10
147 Closing of Savings Accounts (after 6 months of its opening) No charge
148 Account Certification for EPF Withdrawal RM20 per certificate
149 Letter of Reference (for visa application, education placement, etc) RM30 per letter
150 Dormant Account Activities Fee No charge
151 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
152 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
153

Bankcard / ATM card

  1. New Card
  2. Replacement of lost/stolen/mishandled card


No charge
RM12
154

Closing of Basic Savings Account

  1. BSA Closed within 3 months
  2. Dormant Account Closed
 

 
RM20
 
RM10
155 Annual Fee All types of cards – Waived for life

Note:
1. The Waived for life offer is applicable for Principal i.e., 1-MasterCard and 1-Visa Card.
2. Each customer is entitled to have up to 6 waived for life Supplementary cards i.e., 3-Supplementary MasterCard and 3-Supplementary Visa Card.
156 Access Shield

Death                   - coverage up to RM150k
TPD                     - coverage up to RM150k
Temporary TPD      - coverage up to RM30k
Terminal illness      - coverage up to RM30k

*RM0.32 for every RM100 outstanding balance monthly (subject to a minimum of RM50,000)
157 Finance Charge for Retail Transaction The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
158 Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
159 Government Service Tax RM 50 – Each Principal Card
RM 25 – Each Supplementary Card
160 Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.
161 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
162 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
163 Interest-Free Period Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
164 Conversion For Overseas Transactions The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
165 Returned cheque due to insufficient funds RM100 per cheque
166 Returned cheque fees RM10
167 Referral of cheque RM20 per cheque
168 Cheque book stamp duty RM0.15 per cheque leaf
169 Courier fee - RM5 per cheque book (Klang Valley)
- RM10 per cheque book (Peninsular Malaysia)
- RM12 per cheque book (East Malaysia
170 Facilities excess authorization (FEAs) Charged on per occasion basis
i.Personal account - RM50
171 Account operating mandate form - RM10 (stamp duty)
- RM100 (service charge)
172 Account service fee (if average monthly balance is below RM1,000) No charge
173 Stop payment RM20 per instruction
174 Penalty charges on cheques without sufficient funds RM100 per cheque
175 Penalty charges on returned cheque due to insufficient funds RM100 per cheque
176 Overdrawn account (with overdraft facility) RM50 administration charge per month
177 Request for cheque images / retrieval of paid cheque RM5 service charge per cheque
178 Audit confirmation RM50 per request per account
179 1st party cheque encashment No charge
180 Cheque encashment for 3rd party RM2 per cheque
181 Deposit at Direct Access a) House cheque or local cheque deposit - No commission
b) Outport cheque deposit - No Commission
182 Local cheque deposit at CIMB Bank Berhad branches a) Within same clearing area - No commission
b) In different clearing area - No commission
183 Closure of account RM10 or outstanding balance of the account, whichever is lower
184 Inactive for 12 months and above RM20 or outstanding balance of the account, whichever is lower
185 Account service fee No charge
186 ATM card annual fee No charge
187 ATM replacement RM10, via courier - RM5 (WM) / RM7 (EM)
188 Commitment fee (charged on a monthly basis) 1% per annum shall be levied on the unutilised portion of overdraft facility, with the following exceptions:-
i) Overdraft / term loan facility governed by prescribed ceiling rates or interest rates prescribed by BNM
ii) Aggregate personal OD facility with a limit up to RM250,000
189 Processing fee RM100 - RM150
190 Ad-hoc request for loan statement RM5 per copy
191 Early settlement of OD facility Penalty interest is chargeable on overdraft facility that is settled within the lock-in period, as per amount stated in the letter of offer
192 Monthly service fee RM10 per month, applicable for Overdraft Flexi Account
193 Processing fee - For mortgage loan amount of <RM100,000 - RM100
- For mortgage loan amount of >RM100,000 - RM200
194 Early settlement of term / housing loans Penalty interest is chargeable on loan facility that is settled within the lock in period, as per amount stated in the letter of offer
195 Audit confirmation RM50 per request per account
196 Loan documents photocopy RM0.50 per page subject to a minimum of RM5
197 One-time redemption statement fee RM100
198 Annual Fee Principal
- Platinum Waived For Life
- Gold Waived For Life
- Classic Waived For Life

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
199 Joining Fee No Joining Fee
200 Yearly Facility Charges RM2,400 (Classic),
RM7,200 (Gold),
RM48,000 (Platinum).
201 Ta'widh (compensation) 1% of total outstanding amount, subject to a minimum of RM5 and a maximum of RM50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
202 Conversion for overseas transactions  The conversion rate as determined by MasterCard International plus an administrative cost of 1%.
203 Excess amount due to:
a) overlimit
b) late presentment
c) MC stand in apply		 Upon cardholder request and subject to the Bank's discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee based on type of card as follows:
Classic   - RM1,200
Gold      - RM3,600
Platinum - RM24,000

Note: - TCI will be capped at maximum 50% of the original credit limit. TCI charges is a yearly upfront fee upon approval payable on monthly basis. The Bank however, may at it's absolute discretion grant rebate or waive all or part of the charges.
204 Half Yearly Service Charge (if average balance less than RM1,000) RM10
205 Stamp Duty on cheques RM0.15 per cheque leaf
206 Search Fees for Opening of Account RM15 (Not applicable to individual and SME businesses)
207 Despatch of Cheque Books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
208 Cheque Books not collected after 30 days RM30 per cheque book, irrespective of size
209 Current Account Statement Free - monthly basis
RM20 (per month-daily request)
RM10 (per month-weekly request)
RM5 (per month-fortnightly request)
210 Cheque Return Charges-Insufficient Funds RM100 per cheque
211 Cheque Return Charges- Technical reasons and Stop Payment Instructions Discontinued with immediate effect
212 Cheque Return Charges- Stop Payment and the Balance is Insufficient RM100 per cheque
213 Cheque Return Charges- Post Dated Cheque RM10 per cheque (to be paid by depositor)
214 Stop Payment Instruction RM10 per instruction
215 Collection of Outstation Cheques No commission
216 Inter-branch Online Transactions No commission
217 Inter-branch Current Account Cash Withdrawals RM5 per transaction
218 Money/Postal Order Deposits No commission
219 Transfer of Funds Within Same Branch by Instruction RM3 per transaction
220 Transfer of Funds to another Branch by Instruction* RM3 per transaction
221 Transfer of Funds to another Bank by Instruction RM5 per drawing voucher / bankers cheque + RM0.15 stamp duty
222 Closing of Current Account-i (within 3 months of account opening) Service charge of RM20
223 Third Party Cheques Encashment RM2 per cheque
224 Search Fees for Opening Account RM15
225 Audit Confirmation RM100 (with facility)
RM50 (without facility)
226 Letter of Reference RM30 per letter
227 Account Status Confirmation RM20 per confirmation
228 Account Certification for EPF Withdrawal RM20
229 Referral of Cheques RM20 per cheque
230 Creation of FEAs (Facility Excess Authorisation) RM50 per occasion
231 BMC Appeals RM50 per appeal
232 BMC Special A/C Designation RM50 per account
233 Change of Signatories /Conditions RM10 per occasion
234 Charges for Despatch of Inward Cheques Returned (Periodical Payment Instruction) RM5 per envelope
235 Dormant Account Activities Fee No charge
236 Where Employees do not maintain accounts with CIMB Islamic RM5 per drawing voucher/ bankers cheque + stamp duty of RM0.15
237 Where Employer and Employees are CIMB Islamic account holders at the same branch RM3 per item
238 Where Employer and Employees are CIMB Islamic account holders at different branches RM3 per item
239 Issuance of Duplicate/ Replacement of FRIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
240 Withdrawal of FRIA-i and payment by Bankers Cheque Stamp duty of RM0.15
241 Withdrawal of FRIA-i and payment by issuance of Local Demand Draft Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
242 Withdrawal of FRIA-i and credit to customer’s account within same branch or same clearing zone Free
243 Withdrawal of FRIA-i and credit to customer’s account at a branch in a different clearing zone Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
244 FRIA-i under lien (charged only once if renewal is for same purpose the FRIA-i was assigned) RM15
245 Issuance of Duplicate/ Replacement of GIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
246 Withdrawal of GIA-i and payment by Bankers Cheque Stamp duty of RM0.15
247 Withdrawal of GIA-i and payment by issuance of Local Demand Draft. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
248 Withdrawal of GIA-i and credit to customer’s account within same branch or same clearing zone. - No Charge Free
249 Withdrawal of GIA-i and credit to customer’s account at a branch in a different clearing zone. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
250 GIA-i under lien (charged only once if renewal is for same purpose the GIA-i was assigned) RM15
251 Print statement of account over the counter (Print Screen) RM1 per page
252 Reproduction of Statements/Documents RM5 per document
253 Copy of Old Records/Statements/Security Documents RM5 - RM10 per document
254 Fax Charges RM1 per page
255 Charges on Bulk Cash Deposits RM10 per thousand pieces
256 Request for Coins RM3 per bag
257 Photostat Charges (requested by customer) RM0.50 per page
258 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
259 Interbranch Online Transactions No commission
260 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
261 Transfer of Funds To Another Branch by Instruction RM5 per transaction
262 Closing of Savings Account-i (within 6 months of account opening) RM10
263 Account Certification for EPF Withdrawal RM20 per certificate
264 Letter of Reference RM30 per letter
265 Dormant Account Activities Fee No charge
266 Letter of Offer - Stamping RM 10 stamping fee on Letter of Offer
267 Supplementary Letter of Offer Nominal stamping of RM10.00

The stamp duty charged will be debited from customer’s approved loan account
268 Service Fee Waived (no service fee)
269 CDS Account Opening As per Bursa Depository charges, RM10
270 CDS Transfer Fee As per Bursa Depository charges, RM10 per counter
271 Brokerage 0.0388% or RM8.88 (whichever is higher) per matched order per session
272 Clearing Fee As per Bursa Depository charges, 0.03%
273 Stamp Duty RM1 per RM1,000. Maximum charge of RM200
274 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility Charges (YFC). The Rebate, if any, will be the difference between the YFC and total sum of the Payable Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month, the Bank shall not charge any PFC for that particular month as an incentive provided that no specific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara Malaysia guideines on Credit Cards Tiered Pricing Stucture.
275 Indonesia

Principal Amount (USD)
    1.00 - 405.00
405.01 - 539.00
539.01 - 676.00
676.01 - 946.00
946.01 - 2,500.00

USD
3.20
4.10
4.90
6.80
8.10
276 Philippines 

Principal Amount (USD) 
       1.00 - 500.00
   500.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 4,000.00
4,000.01 - 5,000.00

USD
5.00
8.00
11.00
13.00
18.00
21.00
277 Vietnam

Principal Amount (USD) 
       1.00 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 5,000.00

USD
12.00
26.00
39.00
50.00
278 India

Principal Amount (USD) 
       1.00 - 540.54
   540.55 - 1,081.08
1,081.09 - 1,621.62
1,621.63 - 5,000.00

USD
4.05
8.11
12.16
13.51
279 Bangladesh

Principal Amount (USD) 
       1.00 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,616.28
2,616.29 - 5,000.00

USD
4.36
8.72
13.08
17.44 
280 Nepal

Principal Amount (USD) 
       1.00 - 581.40
   581.41 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,906.98
2,906.99 - 5,000.00

USD
4.36
7.72
10.17
13.08
15.99
281 Pakistan

Principal Amount (USD) 
       1.00 - 1,086.40
1,086.41 - 1,552.00
1,552.01 - 2,172.80
2,172.81 - 5,000.00

USD
4.66
9.31
10.86
13.97 
282 Sri Lanka

Principal Amount (USD) 
1,000.00 - 1,999.99
2,000.00 - 2,999.99
3,000.00 - 3,999.99
4,000.00 - 4,999.99
5,000.00

USD
14.00
28.00
43.00
57.00
71.00
283 All other countries except from stated above

Principal Amount (USD) 
       1.00 - 100.00
   100.01 - 200.00
   200.01 - 300.00
   300.01 - 400.00
   400.01 - 500.00
   500.01 - 750.00
   750.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 1,750.00
1,750.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 3,000.00
3,000.01 - 3,500.00
3,500.01 - 4,000.00
4,000.01 - 4,500.00
4,500.01 - 5,000.00



Rate is subject to the conversion rate of the day to Ringgit Malaysia (RM)


USD
15.00
22.00
29.00
34.00
41.00
45.00
50.00
75.00
80.00
90.00
110.00
130.00
150.00
170.00
190.00
210.00 
284 Annual Fee Principal
- Platinum: Free For Life
- Gold: Free For Life

Supplementary
- Platinum: Free for Life
- Gold: First year waiver, subsequent year RM70
285 Reload Fee Reload amount       Reload Fee
RM100                        Waived
RM200                        Waived
RM300                        Waived
286 Refund processing fee RM5 for each refund
287 Min monthly repayment 5% of the outstanding balance, or a minimum of RM50
288 Interest free period Full payment on previous statement balance. Enjoy an interest free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance. No interest free period. A finance charge will be levied on your unpaid outstanding transaction from the date to the transaction are posted.
289 Finance charges for retail transaction
  1. 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due to 12 consecutive month
  2. 1.333% per month or 16% per annum. If you have promptly settled your minimum payment due to at least 10 months in a 12 months cycle.
  3. 1.458% per month or 17.5% if your payment record is not within either (a) or (b) above

Finance charge for cash transaction is 1.5% per month or 18% per annum.

290 Late payment 1% of the total outstanding balance as at statement date or a minimum of RM 5, whichever is higher, capped to a maximum of RM 50 and will only be Imposed if the minimum payment due is not paid by the third day after the relevant due date.
291 Government Service Tax Principal : RM50 each
Supplementary : RM25 each
292 Cash advance 5% of the amount advanced or a minimum of RM15, whichever is higher
293 Request for manual statement RM5 per statement
294 Request for sales draft RM15 per sales draft
295 Credit card replacement RM10 for the first time and RM50 for every subsequent replacement
296 CIRRUS ATM cash withdrawal RM10 per transaction
297 CIRRUS ATM inquiry RM2 per transaction
298 Overseas transaction The conversion rate as determined by Visa International plus an administrative cost of 1%
299 Replacement Card For lost / stolen card
1st time – RM10 per card
2nd time – RM50 per card
For other reasons – RM10 per card

Courier Charges – RM5 (WM) / RM7 (EM)
300 Sales Draft Retrieval RM15 per item
301 Dishonoured cheque account appeals RM50 per account
302 Service charge RM5 per transaction for 4th withdrawal and above
(effective 1 June 2010)
303 Monthly Maintenance Fee Nil
304 Annual Fee Principal
Gold – Waived For Life

Supplementary
Gold – RM 70
305 Joining Fee Nil
306 Yearly Facility Charges RM 24,000 ( Gold )
307 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
308 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1%
309 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
310 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
311 Service charge (applicable for Prime Savings Account) RM2 per transaction for 2nd withdrawal & above per month
312 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
313 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
314 Cash withdrawal at CIRRUS And Plus ATM Network RM10 per transaction
315 Cash withdrawal at MEPS Overseas Shared ATM Network (ARTAJASA / ITMX / NETS) RM8 per transaction
316 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
317 Replacement of ATM cards / PIN RM12
318 Electronic Share Application (ESA) RM2.50 per application
319 ATM card annual fee RM8
320 Manual Share Application Through ATMs Free
321 Utility Bill Payments Through ATMs Free
322 ATM card annual fee RM8 (except for Children Savings Account)
323 ATM card annual fee RM8
324 Closing of Account (after 3 months of its opening) RM10
325 Closing of Account (within 3 months of its opening) RM20
326 Annual Fee WAIVED FOR LIFE
327 Cash Access Fee RM1 for every successful transaction
328 Card Replacement Fee RM10 for first replacement & RM50 for every subsequent replacement
329 Manual Statement Request RM5 per request
330 Conversion for Overseas Transaction The conversion rate as determined by MasterCard International plus an administrative cost of 1%
331 Annual fee Principal
Gold - Waived For Life

Supplementary
Gold - RM70
332 Joining Fee Nil
333 Yearly Facility Charges RM2,400 (Gold)
334 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
335 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1% .
336 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply		 Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
337 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
338 3rd Party MOD - Stamping (if applicable) Nominal stamping of RM10.00

All stamp duty to be borne by borrower.
339 Reproduction of Statements for Foreign Currency Current Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
340 Reproduction of Statements for Foreign Currency Current Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
341 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
342 Half-yearly service charge USD10 or RM equivalent
343 Annual Fee WAIVED FOR LIFE.
(For Principal Card and 3 Supplementary Cards)
344 Joining Fee No joining fee.
345 Finance Charges The charges are :
  1. 1.125% per month or 13.5% per annum if you have promptly settled your minimum payment due for 12 consecutive months.
  2. 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  3. 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above. Finance charge for cash transaction is 1.5% per month or 18% per annum.
346 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
347 Cash Advance Fees The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher.
This is imposed for each cash advance transaction.
348 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
349 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.
350 Interest-Free Period Full payment on previous statement balance.
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance.
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
351 Conversion For Overseas Transactions The conversion rate as determined by Visa International plus an administrative cost of 1%.
352 Physical Gold Withdrawal
(Collection of physical gold by customer at CIMB Kuala Lumpur Main Branch, 11 Jalan Raja Laut, 50350 Kuala Lumpur)		 RM1 per gram of gold ordered (inclusive of insurance and transport charges)
353 Fee for failure of collection of physical gold ordered (in the event of failure to collect the physical gold ordered within thirty (30) business days from the date of the Bank’s notification letter) RM1 per gram of gold ordered (inclusive of insurance and transport charges)
354 Annual Service Fee RM5 in the event gold balance falls below 5 grams at year end
355 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
356 Closing of GIA (within 6 months of its opening) RM10
Processing Fee - Property Finance / Refinance
1 HomeLoan Waived
2 BizLoan Waived
358 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
359 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
360 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
361 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
362 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
363 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
364 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
365 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
366 Government Service Tax N/A – Each Principal Card.
N/A – Each Supplementary Card.
367 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
368 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
369

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
370 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
371 Transfer of Funds To Another Branch by Instruction RM5 per transaction
372 Closing of Savings Accounts (within 6 months of its opening) RM10
373 Closing of Savings Accounts (after 6 months of its opening) No charge
374 Account Certification for EPF Withdrawal RM20 per certificate
375 Letter of Reference (for visa application, education placement, etc) RM30 per letter
376 Dormant Account Activities Fee No charge
377 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
378 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
379 Service charge (applicable for Prime Savings Account) RM2 per transaction for 2nd withdrawal & above per month
380 ATM card annual fee RM8 (except for Junior Savers Account)
381 From Malaysia to Indonesia RM10 per transaction
382 From Malaysia to Philippines RM10 per transaction
383 Cancellation Fee RM20 per cancellation request
384 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
385 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
386 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
387 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
388 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
389 Replacement of CIMB Bank Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse		 RM12
390 Replacement of CIMB Bank Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)		 No charges
391 a. CIMB Bank Debit MasterCard Annual Fee
b. Conversion from existing CIMB BankCard to CIMB Bank Debit MasterCard (Waived)		 RM8
392 Electronic Share Application (ESA) RM2.50 per application
393 Manual Share Application through ATMs No charges
394 Utility Bill Payments through ATMs No charges
395 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
396 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
397 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
398 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
399 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
400 Replacement of CIMB Islamic Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse		 RM12
401 Replacement of CIMB Islamic Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)		 No charges
402 a. CIMB Islamic Debit MasterCard Annual Fee
b. Conversion from existing CIMB BankCard to CIMB Islamic Debit MasterCard (Waived)		 RM8
403 Electronic Share Application (ESA) RM2.50 per application
404 Manual Share Application through ATMs No charges
405 Utility Bill Payments through ATMs No charges
406 Road Tax Renewal RM10
407 JPJ Search RM20
408 Puspakom Inspection (VR1) RM28
409 Hire Purchase Agreement (per recipient) RM2.50
410 Stamp duty on HP / Guarantee Agreement (per agreement) RM10
411 Stamp duty on R & R Agreement (per agreement) RM10
412 Courier Services
-Within Malaysia
-To East Malaysia
RM10
RM15
413 Consent letter for change engine/registration number, transfer of vehicle between East and West Malaysia RM50 per letter
414 Audit Confirmation RM10 per request
415 Additional Loan Statement (half year no charge) RM20 per request
416 Photocopy/Faxing of Guarantee Agreement RM8 per request
417 Photocopy/Faxing of Hire Purchase Agreement RM16 per request
418 Photocopy/Faxing of Approval Permit RM7 per request
419 Photocopy/Faxing of Registration Card RM7 per request
420 Absolute Assignment - Stamping RM 10 stamping fee on Absolute Assignment
  • Only applicable for OD against CIG/FD Freedom
421 Prevailing Brokerage and brokerage rate upon fully utilizing zero brokerage entitlement - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
422 Account balance below RM250,000 - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
423 CDS Account Opening Fee As per Bursa Depositor charges, RM10 per account
424 CDS Transfer Fee As per Bursa Depositor charges, RM10 per counter
425 Clearing Fee As per Bursa Depository charges, 0.03% of matched trade value, maximum charge of RM1,000
426 Stamp Duty RM1 per RM1,000 of matched trade value. Maximum charge of RM200
427 Transfer of Funds Within Same Branch / or To Another Branch by Instruction RM5 per transaction
428 Closing of Savings Accounts (within 6 months of its opening) RM10
429 Closing of Savings Accounts (after 6 months of its opening) No charge
430 Letter of Reference (for visa application, education placement, etc) RM30 per letter
431 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
432 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
433 ATM / Debit Card-i card annual fee RM8
434 ATM / Debit Card-i replacement fee due to;

a. Loss or theft of card
b. Damage due to cardholder’s misuse		 RM12
435 Cash withdrawal via MEPS Shared ATM network in Malaysia RM1 per transaction
436 Cash withdrawal at CIRRUS or PLUS ATM network in Malaysia RM10 per transaction
437 Cash withdrawal at MEPS Overseas Shared ATM network in Malaysia RM10 per transaction
438 Annual Fee

FEES & CHARGES

 

Annual Fee

CIMB Premier Cards by Invitation

 

 

CIMB Premier Cards

 

 

CIMB Enrich Cards

 

 

CIMB Smart Drivers Cards

 

 

CIMB Credit Cards

 

 

Card Type

MasterCard

VISA

ENRICH WORLD

INFINITE i

Principal

Supp

Principal

Supp

1st Year

WAIVED

 

WAIVED

 

WAIVED

2nd Year Onwards

RM888*

*Tiered annual spending required for waiver

Card Type

MasterCard

VISA

WORLD

INFINITE

SIGNATURE

Principal

Supp

Principal

Supp

Principal

Supp

WAIVED

 

Card Type

MasterCard

Platinum

Gold

Principal

Supp

Principal

Supp

1st Year

WAIVED

 

WAIVED

WAIVED

 

WAIVED

2nd Year Onwards

RM388

RM168

 

Card Type

MasterCard / VISA

Platinum

Gold

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

 

WAIVED

WAIVED

2nd Year Onwards

RM70

 

Card Type

MasterCard

Platinum

Gold

Classic

Principal

Supp

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

 

WAIVED

WAIVED

 

WAIVED

WAIVED

2nd Year Onwards

RM70

RM35

 

Card Type

VISA

Platinum

Gold

Classic

Principal

Supp

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

WAIVED

WAIVED

2nd Year Onwards

RM140

RM70

RM70

RM35

439 Joining Fee No joining fee
440 Finance Charge for Retail Transaction The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months

(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.

(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
441 Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
442 Government Service Tax RM 50 – Each Principal Card
RM 25 – Each Supplementary Card
443 Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.
444 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
445 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.
446 Interest-Free Period Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
447 Conversion For Overseas Transactions The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
448 Handling Fee for debit / credit entries (excluding transfer / placements into Foreign Currency Fixed Return Investment Account-i) USD 2.00 or its equivalent in Ringgit Malaysia
449 Half-yearly Service Charge USD 10.00 or its equivalent in Ringgit Malaysia
450 Transaction charges Free
451 Statement Retrieval RM5 per statement (for statement more than 6-months due, additional RM10 per man-hour)
452 Auto-sweep Facilities Up to RM50 – RM1
RM51 to RM100 – RM2
RM101 – RM200 – RM3
RM201 and above – 5% of amount or min RM15 whichever is higher
Overseas Mortgage for properties in Australia
(Lending in MYR from Malaysia)
Home Loan
1 Processing Fee RM200
2 Handling Fee RM300 to be charged when borrower want to amend or cancel the loan application after acceptance
Overseas Mortgage for properties in UK
(Lending in GBP from London Branch)
1 Booking Fee £900.00
One-off non refundable payment upon acceptance of Facility Letter
2 Annual Service Fee £150 p.a
Payable on an annual basis on each year that the Facility is operated by us
455 RM30.00 to RM2,500.00 RM10.00
456 RM2,500.01 to RM5,000.00 RM20.00
457 RM5,000.01 to RM25,000.00 RM30.00
458 RM25,000.01 to RM50,000.00 RM35.00
459 Cancellation Fee RM20 per cancellation request
Panel Valuer and Solicitor for Overseas Mortgage
1 Australia
2 UK
461 Half yearly service charge  RM10
462 Closing of Current Account (within 3 months of its opening) RM20 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
463 Closing of Current Account (after 3 months of its opening) RM100 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
464 ATM / Debit Card-i card annual fee RM8
465 Cash withdrawal at MEPS Shared ATM Network in Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
466 Funds Transfer to member banks of MEPS Shared ATM Network Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
     

 
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Product Disclosure Sheet
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