Announcement :


Please note that the Direct Access website is no longer available.

For more information, log on to www.cimbbank.com.my/creditcard
or call 03-6204 7188.


Thank you.

     
   
Deposit Banking Products & Services
 
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Products/Items
Charges
Manual
1 Where Employees do not maintain accounts with CIMB Bank RM5 per Drawing Voucher/ Banker's Cheque + RM0.15 stamp duty on Banker's Cheque
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM3 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM3 per item
By Diskette /Tape /Cartridge
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.50 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.50 per item
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
5 Home Loan To foreigners Subject to selected package
6 2nd charge to Government Home Loan NA
7 BizLoan NA
8 BizFlexi RM200 set up fees and monthly service charge of RM10
9 BizXtra NA
10 Flexi Vacant Land Financing RM200 set up fees and monthly
Service charge of RM10
All Housing and Business Premises Loans
1 GMTA - Sun Life Malaysia Assurance
Berhad
Variable charges - one time payment
2 Request for Issuance of Redemption Statement RM50 per request
ASB Financing
1 Documentation Fee RM 60
6 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
7

Basic Savings Account 1 (BSA1)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Interbank Giro
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Interbank Giro transactions above threshold

No charge

Free
Free
RM0.50 for the first 2 transactions per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
RM0.50 per transaction
RM5 per visit
RM2 per transaction. Online IBG at RM0.10 per transaction

8

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
9 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
10

Basic Savings Account 2 (BSA2)
Annual Fee

  1. ATM & Over-the-Counter (OTC) transactions
  2. Interbank Giro


RM8


Free
RM0.50 for the first 2 transactions per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
11

Other BSA1 and BSA2 Charges
- New ATM card
- Replacement of lost/ stolen/ mishandled ATM card
- Closing of account within 3 months of its opening
- Dormant account
- Withdrawals at ATM owned by other banks


- No charge
- RM12

- RM20

- RM10
- RM1.00 per transaction within MEPS/HOUSe. RM8 to RM12 per transaction at banks without sharing of same ATM network
 

12 Reproduction of Statements for Fixed Deposit Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
13 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
14 Withdrawal of FD; payment by Issuance of Local Demand Draft No commission.
15 Withdrawal of FD; to be credited to customer's account at branches within the same clearing zone No charge.
16 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone No commission.
17 Withdrawal via Banker’s Cheque RM0.15 on stamp duty charges
18 Fixed Deposits under Lien (charged only once if renewal/placement is for the same purpose  the FD was assigned) RM15 per receipt.
19 Banker's Cheque RM5 and stamp duty of RM0.15
20 Demand Draft
i) Local Demand Draft
- Telex / Fax charges
- SWIFT charges

ii) Foreign Demand Draft
FDD denominated in Malaysian Ringgit
FDD denominated in foreign currency less then RM5,000
FDD denominated in foreign currency more then RM5,000

RM5
RM30
RM10


RM2
RM5
no charge
21 Telegraphic Transfer
i) Local Fund Transfer
ii) Foreign Fund Transfer (via Telex / Fax / SWIFT)
- East Malaysia & Singapore
- Indonesia
- All other country

RM5

RM10
RM20
RM30
22 Half- yearly service charge
(Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).
RM10 for accounts with average credit balance of less than RM1,000
23 Interest charged on debit balance Minimum of RM5 or actual interest charged, whichever is higher
24 Stamp duty on cheques RM0.15 per cheque leaf
25 Processing fees on cheques RM0.50 per transaction (effective 1 April 2014)
26 Stamp duty for third party mandate RM10
27 Service charge for third party mandate RM10
28 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
29 Cheque Books not collected after 30 days RM30 per cheque book
30 Current Account Statement - Free on a monthly basis
- RM20 per month for daily request
- RM10 per month for weekly request
- RM5 per month for fortnightly request
31 Additional / Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
32 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
33 Cheque Return Charges - Insufficient Funds RM100 per cheque
34 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
35 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
36 Cheque Return Charges - Technical Reasons No charge
37 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
38 Commission of Outstation Cheques Purchased No commission
39 Money/Postal Order Deposits No commission
40 Interbranch Online Transactions (IBOT) No charge
41 Online Interbank GIRO (IBG) RM0.10 per transaction
42 Transfer of Funds within same branch by Instruction RM5 per transaction
43 Transfer of Funds to another branch by Instruction RM5 per transaction
44 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
45 Transfer of Funds to another Bank by Instruction - By RENTAS Service charge of RM4 per transfer and cable charges of RM2 or RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
46 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5 per transfer of funds within the same clearing zone through BNM and cable charges of RM3 or RM6 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
47 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
48 Closing of Current Account (after 3 months of its opening) RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
49 Third Party Cheque Encashment RM2 per cheque
50 Letter of Reference RM30 per letter
51 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20 per certificate/confirmation/statement
52 Referral of Cheques RM20 per cheque
53 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
54 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50 per account
55 Change of Signatories / Conditions RM10 per account per occasion
56 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5 per envelope
57 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
58

Basic Current Account 1 (BCA1)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Interbank Giro
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Interbank Giro transactions above threshold
 
No charge

Free
Free
RM0.50 for the first 2 transactions per month

RM0.50 per transaction
RM5 per visit
RM2 per transaction. Online IBG at RM0.10 per transaction
59 Flagship Current Account
• Monthly Maintenance Fee

RM5 per month if average daily credit balance falls below RM25,000.
60

Basic Current Account 2 (BCA2)
Annual Fee

  1. ATM & Over-the-Counter (OTC) transactions
  2. Interbank Giro
 
RM8
 
 
Free
RM0.50 for the first 2 transaction per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
61

Other BCA1 and BCA2 Charges
- Stamp duty on cheques
- New ATM card
- Replacement of lost/ stolen/ mishandled ATM card
- Closing of Current Account (within 3 months of its opening)

- Closing of Current Account (after 3 months of its opening)

- Dormant account
- Withdrawals at ATM owned by other banks

- Statements


- RM0.15 per cheque leaf
- No charge
- RM12
- RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10
- RM1.00 per transaction within MEPS/HOUSe. RM8 to RM12 per transaction at banks without sharing of same ATM network
- Free on a monthly basis

62 Prime Current Account
• Monthly Maintenance Fee

RM5 levied if average monthly balance falls below RM1,000. (Waived for Prime Banking customers)
63 Money Multiplier Current Account
• Service charges

3 Free withdrawals a month. Subsequent withdrawals will be charged RM5 per transaction.
By CIMB Biz-Channel
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.00 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.00 per item
65 Annual Fee
Principal
- Platinum Waived For Life
- Gold RM140
- Classic RM70

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
66 Joining Fee No Joining Fee
67 Finance Charges for retail transaction: (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
68 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
69 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
70 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
71 Replacement card RM10 for first time and RM50 for every subsequent replacement.
72 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
73 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International, Visa International or JCB International plus an administrative cost of 1%.
74 Annual Fee Principal
- Platinum RM388
- Gold RM168

Supplementary
- Platinum NIL
- Gold NIL
75 Joining Fee No Joining Fee
76 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
77 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
78 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
79 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only imposed if the minimum payment due is not paid on the third day after the relevant due date.
80 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
81 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
82 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
83 Annual Fee Principal - RM888 (1st year waiver) 

Supplementary - Waived for Life (up to 3 supp)
84 Joining Fee No Joining Fee
85 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
86 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
87 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
88 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
89 Replacement Card Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
90 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cos of 1%.
91 Annual Fee Principal
Platinum - WAIVED FOR LIFE
Gold - WAIVED FOR LIFE
Classic - WAIVED FOR LIFE

Supplementary
Platinum - WAIVED FOR LIFE
Gold - First Year Waiver, Subsequent Year RM70
Classic - First Year Waiver, Subsequent Year RM35
92 Joining Fee No Joining Fee
93 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above

Finance charge for cash transactions is 1.5% per month or 18% per annum.
94 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
95 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
96 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
97 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
98 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
99 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administative cost of 1%.
100 Rebate 2% rebate* for transaction at PETRONAS service station and 0.5% rebate for all other retail transactions.

* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month
101 Annual Fee Principal - Waived For Life
Supplementary - Waived for Life (up to 3 supplementary cards)
102 Joining Fee No Joining Fee
103 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
104 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
105 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
106 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
107 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
108 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
109 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
110 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
111 Half-yearly service charge USD10 or RM equivalent
112 Transaction charges Free
113 Request for Screen Print for Statement of Account RM1 per page
114 Request for Copy of Old Records/Security Documents for period of up to 1 year RM10 (upfront)
RM2 (additional page)
115 Request for Copy of Old Records/Security Documents for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
116 Fax Charges RM1 per page up to a maximum charge of RM10
117 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
118 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
119 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions exceeding 2 years RM200 (upfront)
120 Charges on Cash Deposits RM10 per thousand pieces
121 Photostating Charges for documents requested by customers RM0.50 per page
122 Request for Coins RM5 per bag
123 Coins Deposit by corporate and business customers to account in different clearing zone No commission.
124 Request to Hold Bail Money RM15 per request per account
125 Key Deposit RM150
126 Stamp Duty on SDB Agreement RM10
127 Stamp Duty on Mandate Form RM10
128 Loss of SDB Keys Actual Cost (Borne by Hirer )
129 Breakage Charges Actual Cost (Borne by Hirer )
130 Penalty Charge on Late Payment of SDB Annual Rental (if payment not made within 1 month after due date) RM5
131 Annual Rental RM100 - RM400
132 Transfer to Own Account in Same Clearing Zone No Charge
133 Transfer to Own Account in Different Clearing Zone No commission
134 Transfer to Another Account in Same Clearing Zone RM2
135 Transfer to Another Account in Different Clearing Zone RM2
136 Penalty Charge for Insufficient Funds RM5
137 Transfer of Funds To Another Branch by Instruction RM5 per transaction
138 Online Interbank Giro (IBG) RM0.10 per transaction
139 Closing of Savings Accounts (within 3 months of its opening) RM 20
140 Closing of Savings Accounts (within 6 months of its opening) RM10
141 Transfer of funds to another Bank by Instruction – RENTAS RM4 per transfer and cable charges of RM2 and RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia
142 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
143 Closing of Savings Accounts (after 6 months of its opening) No charge
144 Account Certification for EPF Withdrawal RM20 per certificate
145 Letter of Reference (for visa application, education placement, etc) RM30 per letter
146 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
147 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
148 ATM card annual fee
RM8
149 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
150 Debit card annual fee
RM15
151 Annual Fee All types of cards – Waived for life

Note:
1. The Waived for life offer is applicable for Principal i.e., 1-MasterCard and 1-Visa Card.
2. Each customer is entitled to have up to 6 waived for life Supplementary cards i.e., 3-Supplementary MasterCard and 3-Supplementary Visa Card.
152 Access Shield

Death                   - coverage up to RM150k
TPD                     - coverage up to RM150k
Temporary TPD      - coverage up to RM30k
Terminal illness      - coverage up to RM30k

*RM0.32 for every RM100 outstanding balance monthly (subject to a minimum of RM50,000)

153 Finance Charge for Retail Transaction The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
154 Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
155 Government Service Tax RM 50 – Each Principal Card
RM 25 – Each Supplementary Card
156 Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.
157 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
158 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
159 Interest-Free Period Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
160 Conversion For Overseas Transactions The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
161 Returned cheque due to insufficient funds RM100 per cheque
162 Returned cheque fees RM10
163 Referral of cheque RM20 per cheque
164 Cheque book stamp duty RM0.15 per cheque leaf
165 Courier fee - RM5 per cheque book (Klang Valley)
- RM10 per cheque book (Peninsular Malaysia)
- RM12 per cheque book (East Malaysia
166 Facilities excess authorization (FEAs) Charged on per occasion basis
i.Personal account - RM50
167 Account operating mandate form - RM10 (stamp duty)
- RM100 (service charge)
168 Account service fee (if average monthly balance is below RM1,000) No charge
169 Stop payment RM20 per instruction
170 Penalty charges on cheques without sufficient funds RM100 per cheque
171 Penalty charges on returned cheque due to insufficient funds RM100 per cheque
172 Overdrawn account (with overdraft facility) RM50 administration charge per month
173 Request for cheque images / retrieval of paid cheque RM5 service charge per cheque
174 Audit confirmation RM50 per request per account
175 1st party cheque encashment No charge
176 Cheque encashment for 3rd party RM2 per cheque
177 Deposit at Direct Access a) House cheque or local cheque deposit - No commission
b) Outport cheque deposit - No Commission
178 Local cheque deposit at CIMB Bank Berhad branches a) Within same clearing area - No commission
b) In different clearing area - No commission
179 Closure of account RM10 or outstanding balance of the account, whichever is lower
180 Inactive for 12 months and above RM20 or outstanding balance of the account, whichever is lower
181 Account service fee No charge
182 ATM card annual fee No charge
183 ATM replacement RM10, via courier - RM5 (WM) / RM7 (EM)
184 Commitment fee (charged on a monthly basis) 1% per annum shall be levied on the unutilised portion of overdraft facility, with the following exceptions:-
i) Overdraft / term loan facility governed by prescribed ceiling rates or interest rates prescribed by BNM
ii) Aggregate personal OD facility with a limit up to RM250,000
185 Processing fee RM100 - RM150
186 Ad-hoc request for loan statement RM5 per copy
187 Early settlement of OD facility Penalty interest is chargeable on overdraft facility that is settled within the lock-in period, as per amount stated in the letter of offer
188 Monthly service fee RM10 per month, applicable for Overdraft Flexi Account
189 Processing fee - For mortgage loan amount of <RM100,000 - RM100
- For mortgage loan amount of >RM100,000 - RM200
190 Early settlement of term / housing loans Penalty interest is chargeable on loan facility that is settled within the lock in period, as per amount stated in the letter of offer
191 Audit confirmation RM50 per request per account
192 Loan documents photocopy RM0.50 per page subject to a minimum of RM5
193 One-time redemption statement fee RM100
194 Annual Fee Principal
- Platinum Waived For Life
- Gold Waived For Life
- Classic Waived For Life

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
195 Joining Fee No Joining Fee
196 Yearly Facility Charges RM2,400 (Classic),
RM7,200 (Gold),
RM48,000 (Platinum).
197 Ta'widh (compensation) 1% of total outstanding amount, subject to a minimum of RM5 and a maximum of RM50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
198 Conversion for overseas transactions  The conversion rate as determined by MasterCard International plus an administrative cost of 1%.
199 Excess amount due to:
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank's discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee based on type of card as follows:
Classic   - RM1,200
Gold      - RM3,600
Platinum - RM24,000

Note: - TCI will be capped at maximum 50% of the original credit limit. TCI charges is a yearly upfront fee upon approval payable on monthly basis. The Bank however, may at it's absolute discretion grant rebate or waive all or part of the charges.
200 Half Yearly Service Charge (if average balance less than RM1,000) RM10
201 Stamp Duty on cheques RM0.15 per cheque leaf
202 Service charge for third party mandate RM10
203 Stamp duty for third party mandate RM10
204 Search Fees for Opening of Account RM15 (Not applicable to individual and SME businesses)
205 Despatch of Cheque Books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
206 Cheque Books not collected after 30 days RM30 per cheque book, irrespective of size
207 Additional/ Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
208 Additional/ Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
209 Current Account Statement Free - monthly basis
RM20 (per month-daily request)
RM10 (per month-weekly request)
RM5 (per month-fortnightly request)
210 Cheque Return Charges-Insufficient Funds RM100 per cheque
211 Cheque Return Charges- Stop Payment and the Balance is Insufficient RM100 per cheque
212 Cheque Return Charges- Post Dated Cheque RM10 per cheque (to be paid by depositor)
213 Stop Payment Instruction RM10 per instruction
214 Collection of Outstation Cheques No commission
215 Inter-branch Online Transactions No commission
216 Money/Postal Order Deposits No commission
217 Transfer of Funds Within Same Branch by Instruction RM3 per transaction
218 Transfer of Funds to another Branch by Instruction* RM3 per transaction
219 Transfer of Funds to another Bank by Instruction RM5 per drawing voucher / bankers cheque + RM0.15 stamp duty
220 Online Interbank GIRO RM0.10 per transaction
221 Closing of Current Account-i (within 3 months of account opening) RM20 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
222 Closing of Current Account-i (after 3 months of account opening) RM10 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
223 Third Party Cheques Encashment RM2 per cheque
224 Letter of Reference RM30 per letter
225 Account Certification for EPF Withdrawal RM20
226 Referral of Cheques RM20 per cheque
227 Creation of Facility Excess Authorisation (FEAs) - Non-SME Account only. RM50 per occasion
228 DCHEQS Appeal RM50 per appeal
229 Change of Signatories /Conditions RM10 per occasion
230 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5 per envelope
231 Debit Card Annual Fee RM15
232 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
233 ATM Card Annual Fee RM8
234 Where Employees do not maintain accounts with CIMB Islamic RM5 per drawing voucher/ bankers cheque + stamp duty of RM0.15
235 Where Employer and Employees are CIMB Islamic account holders at the same branch RM3 per item
236 Where Employer and Employees are CIMB Islamic account holders at different branches RM3 per item
237 Issuance of Duplicate/ Replacement of FRIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
238 Withdrawal of FRIA-i and payment by Bankers Cheque Stamp duty of RM0.15
239 Withdrawal of FRIA-i and payment by issuance of Local Demand Draft Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
240 Withdrawal of FRIA-i and credit to customer’s account within same branch or same clearing zone Free
241 Withdrawal of FRIA-i and credit to customer’s account at a branch in a different clearing zone Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
242 FRIA-i under lien (charged only once if renewal is for same purpose the FRIA-i was assigned) RM15
243 Issuance of Duplicate/ Replacement of GIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
244 Withdrawal of GIA-i and payment by Bankers Cheque Stamp duty of RM0.15
245 Withdrawal of GIA-i and payment by issuance of Local Demand Draft. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
246 Withdrawal of GIA-i and credit to customer’s account within same branch or same clearing zone. - No Charge Free
247 Withdrawal of GIA-i and credit to customer’s account at a branch in a different clearing zone. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
248 GIA-i under lien (charged only once if renewal is for same purpose the GIA-i was assigned) RM15
249 Print statement of account over the counter (Print Screen) RM1 per page
250 Reproduction of Statements/Documents RM5 per document
251 Copy of Old Records/Statements/Security Documents RM5 - RM10 per document
252 Fax Charges RM1 per page
253 Charges on Bulk Cash Deposits RM10 per thousand pieces
254 Request for Coins RM3 per bag
255 Photostat Charges (requested by customer) RM0.50 per page
256 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
257 Interbranch Online Transactions No commission
258 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
259 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
260 Transfer of funds to another Bank by Instruction – RENTAS RM4 per transfer and cable charges of RM2 and RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia.
261 Closing of Savings Accounts (within 3 months of its opening) RM 20 (effective 21 April 2013)
262 Transfer of Funds To Another Branch by Instruction RM5 per transaction
263 Online Interbank Giro (IBG) RM0.10 per transaction
264 Closing of Savings Account-i (within 6 months of account opening) RM10
265 Account Certification for EPF Withdrawal RM20 per certificate
266 Letter of Reference RM30 per letter
267 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
268 ATM card annual fee RM8
269 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
270 Debit card annual fee RM15
271 Replacement of lost/ stolen/ mishandled ATM/ Debit card RM12
272 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
273 Letter of Offer - Stamping RM 10 stamping fee on Letter of Offer
274 Supplementary Letter of Offer Nominal stamping of RM10.00

The stamp duty charged will be debited from customer’s approved loan account
275 Service Fee Waived (no service fee)
276 CDS Account Opening As per Bursa Depository charges, RM10
277 CDS Transfer Fee As per Bursa Depository charges, RM10 per counter
278 Brokerage 0.0388% or RM8.88 (whichever is higher) per matched order per session
279 Clearing Fee As per Bursa Depository charges, 0.03%
280 Stamp Duty RM1 per RM1,000. Maximum charge of RM200
281 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility Charges (YFC). The Rebate, if any, will be the difference between the YFC and total sum of the Payable Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month, the Bank shall not charge any PFC for that particular month as an incentive provided that no specific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara Malaysia guideines on Credit Cards Tiered Pricing Stucture.
282 Indonesia

Principal Amount (USD)
    1.00 - 405.00
405.01 - 539.00
539.01 - 676.00
676.01 - 946.00
946.01 - 2,500.00


USD
3.20
4.10
4.90
6.80
8.10
283 Philippines 

Principal Amount (USD) 
       1.00 - 500.00
   500.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 4,000.00
4,000.01 - 5,000.00


USD
5.00
8.00
11.00
13.00
18.00
21.00
284 Vietnam

Principal Amount (USD) 
       1.00 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 5,000.00


USD
12.00
26.00
39.00
50.00
285 India

Principal Amount (USD) 
       1.00 - 540.54
   540.55 - 1,081.08
1,081.09 - 1,621.62
1,621.63 - 5,000.00


USD
4.05
8.11
12.16
13.51
286 Bangladesh

Principal Amount (USD) 
       1.00 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,616.28
2,616.29 - 5,000.00


USD
4.36
8.72
13.08
17.44 
287 Nepal

Principal Amount (USD) 
       1.00 - 581.40
   581.41 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,906.98
2,906.99 - 5,000.00


USD
4.36
7.72
10.17
13.08
15.99
288 Pakistan

Principal Amount (USD) 
       1.00 - 1,086.40
1,086.41 - 1,552.00
1,552.01 - 2,172.80
2,172.81 - 5,000.00


USD
4.66
9.31
10.86
13.97 
289 Sri Lanka

Principal Amount (USD) 
1,000.00 - 1,999.99
2,000.00 - 2,999.99
3,000.00 - 3,999.99
4,000.00 - 4,999.99
5,000.00


USD
14.00
28.00
43.00
57.00
71.00
290 All other countries except from stated above

Principal Amount (USD) 
       1.00 - 100.00
   100.01 - 200.00
   200.01 - 300.00
   300.01 - 400.00
   400.01 - 500.00
   500.01 - 750.00
   750.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 1,750.00
1,750.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 3,000.00
3,000.01 - 3,500.00
3,500.01 - 4,000.00
4,000.01 - 4,500.00
4,500.01 - 5,000.00



Rate is subject to the conversion rate of the day to Ringgit Malaysia (RM)



USD
15.00
22.00
29.00
34.00
41.00
45.00
50.00
75.00
80.00
90.00
110.00
130.00
150.00
170.00
190.00
210.00 
291 Annual Fee Principal
- Platinum: Free For Life
- Gold: Free For Life

Supplementary
- Platinum: Free for Life
- Gold: First year waiver, subsequent year RM70
292 Reload Fee Reload amount       Reload Fee
RM100                        Waived
RM200                        Waived
RM300                        Waived
293 Refund processing fee RM5 for each refund
294 Min monthly repayment 5% of the outstanding balance, or a minimum of RM50
295 Interest free period Full payment on previous statement balance. Enjoy an interest free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance. No interest free period. A finance charge will be levied on your unpaid outstanding transaction from the date to the transaction are posted.
296 Finance charges for retail transaction
  1. 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due to 12 consecutive month
  2. 1.333% per month or 16% per annum. If you have promptly settled your minimum payment due to at least 10 months in a 12 months cycle.
  3. 1.458% per month or 17.5% if your payment record is not within either (a) or (b) above

Finance charge for cash transaction is 1.5% per month or 18% per annum.

297 Late payment 1% of the total outstanding balance as at statement date or a minimum of RM 5, whichever is higher, capped to a maximum of RM 50 and will only be Imposed if the minimum payment due is not paid by the third day after the relevant due date.
298 Government Service Tax Principal : RM50 each
Supplementary : RM25 each
299 Cash advance 5% of the amount advanced or a minimum of RM15, whichever is higher
300 Request for manual statement RM5 per statement
301 Request for sales draft RM15 per sales draft
302 Credit card replacement RM10 for the first time and RM50 for every subsequent replacement
303 CIRRUS ATM cash withdrawal RM10 per transaction
304 CIRRUS ATM inquiry RM2 per transaction
305 Overseas transaction The conversion rate as determined by Visa International plus an administrative cost of 1%
306 Replacement Card For lost / stolen card
1st time – RM10 per card
2nd time – RM50 per card
For other reasons – RM10 per card

Courier Charges – RM5 (WM) / RM7 (EM)
307 Sales Draft Retrieval RM15 per item
308 Dishonoured cheque account appeals RM50 per account
309 Annual Fee Principal
Gold – Waived For Life

Supplementary
Gold – RM 70
310 Joining Fee Nil
311 Yearly Facility Charges RM 24,000 ( Gold )
312 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
313 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1%
314 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
315 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
316 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
317 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
318 Cash withdrawal at CIRRUS And Plus ATM Network RM10 per transaction
319 Cash withdrawal at MEPS Overseas Shared ATM Network (ARTAJASA / ITMX / NETS) RM8 per transaction
320 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
321 Replacement of ATM Cards RM12
322 Electronic Share Application (ESA) RM2.50 per application
323 Debit card annual fee RM15
324 ATM card annual fee RM8
325 Manual Share Application Through ATMs Free
326 Utility Bill Payments Through ATMs Free
327 Replacement of lost/ stolen/ mishandled ATM/ Debit card RM12
328 Replacement of old ATM card No charges
329 ATM card annual fee RM8
330 Debit card annual fee RM15
331 Annual Fee WAIVED FOR LIFE
332 Cash Access Fee RM1 for every successful transaction
333 Card Replacement Fee RM10 for first replacement & RM50 for every subsequent replacement
334 Manual Statement Request RM5 per request
335 Conversion for Overseas Transaction The conversion rate as determined by MasterCard International plus an administrative cost of 1%
336 Annual fee Principal
Gold - Waived For Life

Supplementary
Gold - RM70
337 Joining Fee Nil
338 Yearly Facility Charges RM2,400 (Gold)
339 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
340 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1% .
341 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
342 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
343 3rd Party MOD - Stamping (if applicable) Nominal stamping of RM10.00

All stamp duty to be borne by borrower.

344 Reproduction of Statements for Foreign Currency Current Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
345 Reproduction of Statements for Foreign Currency Current Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
346 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
347 Half-yearly service charge USD10 or RM equivalent
348 Annual Fee WAIVED FOR LIFE.
(For Principal Card and 3 Supplementary Cards)
349 Joining Fee No joining fee.
350 Finance Charges The charges are :
  1. 1.125% per month or 13.5% per annum if you have promptly settled your minimum payment due for 12 consecutive months.
  2. 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  3. 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above. Finance charge for cash transaction is 1.5% per month or 18% per annum.
351 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
352 Cash Advance Fees The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher.
This is imposed for each cash advance transaction.
353 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
354 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.
355 Interest-Free Period Full payment on previous statement balance.
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance.
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
356 Conversion For Overseas Transactions The conversion rate as determined by Visa International plus an administrative cost of 1%.
357 Physical Gold Withdrawal
(Collection of physical gold by customer at CIMB Kuala Lumpur Main Branch, 11 Jalan Raja Laut, 50350 Kuala Lumpur)
RM1 per gram of gold ordered (inclusive of insurance and transport charges)
358 Fee for failure of collection of physical gold ordered (in the event of failure to collect the physical gold ordered within thirty (30) business days from the date of the Bank’s notification letter) RM1 per gram of gold ordered (inclusive of insurance and transport charges)
359 Annual Service Fee RM5 in the event gold balance falls below 5 grams at year end
360 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
361 Closing of GIA (within 6 months of its opening) RM10
Processing Fee - Property Finance / Refinance
1 HomeLoan Waived
2 BizLoan Waived
363 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
364 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
365 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
366 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
367 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
368 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
369 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
370 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
371 Government Service Tax N/A – Each Principal Card.
N/A – Each Supplementary Card.
372 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
373 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
374

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
375 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
376 Transfer of Funds To Another Branch by Instruction RM5 per transaction
377 Closing of Savings Accounts (within 6 months of its opening) RM10
378 Closing of Savings Accounts (after 6 months of its opening) No charge
379 Account Certification for EPF Withdrawal RM20 per certificate
380 Letter of Reference (for visa application, education placement, etc) RM30 per letter
381 Dormant Account Activities fee RM10 annually after the date of notice sent to account holder
382 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
383 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
384 ATM card annual fee RM8
385 Debit card annual fee RM15
386 From Malaysia to Indonesia RM10 per transaction
387 From Malaysia to Philippines RM10 per transaction
388 Cancellation Fee RM20 per cancellation request
389 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
390 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
391 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
392 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
393 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
394 Replacement of CIMB Bank Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse
RM12
395 Replacement of CIMB Bank Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)
No charges
396 a. CIMB Bank Debit MasterCard Annual Fee
 
b. Conversion from existing CIMB BankCard to CIMB Bank Debit MasterCard (Waived)
RM15
397 Electronic Share Application (ESA) RM2.50 per application
398 Manual Share Application through ATMs No charges
399 Utility Bill Payments through ATMs No charges
400 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
401 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
402 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
403 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
404 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
405 Replacement of CIMB Islamic Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse
RM12
406 Replacement of CIMB Islamic Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)
No charges
407 a. CIMB Islamic Debit MasterCard Annual Fee
 
b. Conversion from existing CIMB BankCard to CIMB Islamic Debit MasterCard (Waived)
RM15
408 Electronic Share Application (ESA) RM2.50 per application
409 Manual Share Application through ATMs No charges
410 Utility Bill Payments through ATMs No charges
411 Road Tax Renewal RM10
412 JPJ Search RM20
413 Puspakom Inspection (VR1) RM28
414 Hire Purchase Agreement (per recipient) RM2.50
415 Stamp duty on HP / Guarantee Agreement (per agreement) RM10
416 Stamp duty on R & R Agreement (per agreement) RM10
417 Courier Services
-Within Malaysia
-To East Malaysia

RM10
RM15
418 Consent letter for change engine/registration number, transfer of vehicle between East and West Malaysia RM50 per letter
419 Audit Confirmation RM10 per request
420 Additional Loan Statement (half year no charge) RM20 per request
421 Photocopy/Faxing of Guarantee Agreement RM8 per request
422 Photocopy/Faxing of Hire Purchase Agreement RM16 per request
423 Photocopy/Faxing of Approval Permit RM7 per request
424 Photocopy/Faxing of Registration Card RM7 per request
425 Absolute Assignment - Stamping RM 10 stamping fee on Absolute Assignment
  • Only applicable for OD against CIG/FD Freedom
426 Prevailing Brokerage and brokerage rate upon fully utilizing zero brokerage entitlement - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
427 Account balance below RM250,000 - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
428 CDS Account Opening Fee As per Bursa Depositor charges, RM10 per account
429 CDS Transfer Fee As per Bursa Depositor charges, RM10 per counter
430 Clearing Fee As per Bursa Depository charges, 0.03% of matched trade value, maximum charge of RM1,000
431 Stamp Duty RM1 per RM1,000 of matched trade value. Maximum charge of RM200
432 Transfer of Funds Within Same Branch / or To Another Branch by Instruction RM5 per transaction
433 Closing of Savings Accounts (within 6 months of its opening) RM10
434 Closing of Savings Accounts (after 6 months of its opening) No charge
435 Letter of Reference (for visa application, education placement, etc) RM30 per letter
436 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
437 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
438 ATM card annual fee RM8
439 Debit Card annual fee RM15
440 ATM / Debit Card-i replacement fee due to;

a. Loss or theft of card
b. Damage due to cardholder’s misuse
RM12
441 Cash withdrawal via MEPS Shared ATM network in Malaysia RM1 per transaction
442 Cash withdrawal at CIRRUS or PLUS ATM network in Malaysia RM10 per transaction
443 Cash withdrawal at MEPS Overseas Shared ATM network in Malaysia RM10 per transaction
444 Annual Fee

FEES & CHARGES

 

Annual Fee

CIMB Premier Cards by Invitation

 

 

CIMB Premier Cards

 

 

CIMB Enrich Cards

 

 

CIMB Smart Drivers Cards

 

 

CIMB Credit Cards

 

 

Card Type

MasterCard

VISA

ENRICH WORLD

INFINITE i

Principal

Supp

Principal

Supp

1st Year

WAIVED

 

WAIVED

 

WAIVED

2nd Year Onwards

RM888*

*Tiered annual spending required for waiver

Card Type

MasterCard

VISA

WORLD

INFINITE

SIGNATURE

Principal

Supp

Principal

Supp

Principal

Supp

WAIVED

 

Card Type

MasterCard

Platinum

Gold

Principal

Supp

Principal

Supp

1st Year

WAIVED

 

WAIVED

WAIVED

 

WAIVED

2nd Year Onwards

RM388

RM168

 

Card Type

MasterCard / VISA

Platinum

Gold

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

 

WAIVED

WAIVED

2nd Year Onwards

RM70

 

Card Type

MasterCard

Platinum

Gold

Classic

Principal

Supp

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

 

WAIVED

WAIVED

 

WAIVED

WAIVED

2nd Year Onwards

RM70

RM35

 

Card Type

VISA

Platinum

Gold

Classic

Principal

Supp

Principal

Supp

Principal

Supp

1st Year

 

WAIVED

WAIVED

WAIVED

2nd Year Onwards

RM140

RM70

RM70

RM35

445 Joining Fee No joining fee
446 Finance Charge for Retail Transaction The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months

(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.

(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
447 Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
448 Government Service Tax RM 50 – Each Principal Card
RM 25 – Each Supplementary Card
449 Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.
450 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
451 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.
452 Interest-Free Period Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
453 Conversion For Overseas Transactions The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
454 Handling Fee for debit / credit entries (excluding transfer / placements into Foreign Currency Fixed Return Investment Account-i) USD 2.00 or its equivalent in Ringgit Malaysia
455 Half-yearly Service Charge USD 10.00 or its equivalent in Ringgit Malaysia
456 Transaction charges Free
457 Statement Retrieval RM5 per statement (for statement more than 6-months due, additional RM10 per man-hour)
458 Auto-sweep Facilities Up to RM50 – RM1
RM51 to RM100 – RM2
RM101 – RM200 – RM3
RM201 and above – 5% of amount or min RM15 whichever is higher
Overseas Mortgage for properties in Australia
(Lending in MYR from Malaysia)
Home Loan
1 Processing Fee RM200
2 Handling Fee RM300 to be charged when borrower want to amend or cancel the loan application after acceptance
Overseas Mortgage for properties in UK
(Lending in GBP from London Branch)
1 Booking Fee £1,000.00
One-off non refundable payment upon acceptance of Facility Letter
2 Annual Service Fee £150 p.a
Payable on an annual basis on each year that the Facility is operated by us
461 RM30.00 to RM2,500.00 RM10.00
462 RM2,500.01 to RM5,000.00 RM20.00
463 RM5,000.01 to RM25,000.00 RM30.00
464 RM25,000.01 to RM50,000.00 RM35.00
465 Cancellation Fee RM20 per cancellation request
466 Half yearly service charge  RM10
467 Closing of Current Account (within 3 months of its opening) RM20 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
468 Closing of Current Account (after 3 months of its opening) RM10 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
469 Debit Card-i card annual fee RM15
470 ATM card annual fee RM8
471 Funds Transfer to member banks of MEPS Shared ATM Network Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
472 Cash withdrawal at MEPS Shared ATM Network in Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
473 Stamp Duty 0.5% from the loan amount
474 Insurance Compulsory (Depending on entry age and loan tenure)
475 Search Fees for Account Opening RM15
476 Audit Confirmation account with facility RM100 per account per year
477 Audit Confirmation account without facility RM50 per account per year
478 Account Status Confirmation RM20 per confirmation
479 Creation of Facility Excess Authorisation (FEA) RM150 per occasion
480 Review of Overdraft Facilities RM200 per review
481 Annual Fee RM8
482 ATM cash withdrawal & over-the-counter transactions Free
483 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
484 Annual Fee Free
485 ATM cash withdrawal Free 8 ATM cash withdrawal. Above threshold-RM0.50 per transactions.
486 Over-the-counter Free 6 over-the-counter visits. Above threshold-RM5 per visits.
487 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
488 Annual Fee RM8
489 ATM cash withdrawal & over-the-counter transactions Free
490 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
491 Annual Fee Free
492 ATM cash withdrawal Free 8 ATM cash withdrawal. Above threshold-RM0.50 per transactions
493 Over-the-counter Free 6 over-the-counter visits. Above threshold-RM5 per visits
494 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
495 Search Fees for Account Opening RM15
496 Audit Confirmation of Account with Facility RM100 per account per year
497 Audit Confirmation of Account without Facility RM50 per account per year
498 Account Status Confirmation RM20 per confirmation
499 Creation of Facility Excess Authorisation (FEA) RM150 per occasion
500 Review of Overdraft Facilities RM200 per review
501 Processing Fee/Set-up Fee for Property Financing Processing fees of RM200
Set-up fees of RM200 (applicable for BizFlexi only)
502 Monthly Maintenance Fee RM10 (applicable for BizFlexi only)
503 Commitment Fee Commitment fee of 1% is to be levied on unutilised portion of the Overdraft facilities granted
504 Redemption Letter RM 50 per request
505 Processing Fee/Set-up Fee for Property Financing Processing fees of RM200
Set-up fees of RM200 (applicable for Flexi Business Premises Financing-i only)
506 Monthly Maintenance Fee RM10 (applicable for Flexi Business Premises Financing-i only)
507 Redemption Letter RM 50 per request
508 Agency/Brokerage Fee RM12.50 for every 1.0 million transacted amount or part of (only applicable for financing under Tawarruq concept to SMEs)
509 Conversion for Overseas Transactions Conversion rate as per determined by MasterCard International plus an administrative cost of 1% plus any transaction fee charged by MasterCard International
510 Physical Statement Request Fee RM5 per monthly statement
511 Sales Draft retrieval RM15 per copy
512 Card Replacement (subsequent) RM50
513 Card Replacement (1st time) RM10
514 Account Balance Inquiry Fee (via CIRRUS/PLUS) RM2 per inquiry
515 Cash withdrawal at other Banks' ATM via CIRRUS and Plus ATM Network (Domestic & International) RM10 per withdrawal
516 Kwik Card Issuance Fee RM10
517 Cash withdrawal at CIMB Bank ATM Network in Malaysia Free
     

 
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